Emerald Capital
Value, Commit, Close – it's that simple with Emerald.

Key Personnel

Michael Chadwick, Director - Emerald Capital

Michael Chadwick is responsible for directing the day to day operations of Emerald Capital as well as TPG Residential and TPG Brokerage. Since Emerald's inception, Mr. Chadwick has originated over $30MM in loans and built out an organization that is capable of closing and servicing construction loans in 3 states. Mr. Chadwick has also overseen the acquisition, renovation and property management of over 100 homes in Southern New England. Mr. Chadwick has also served in other capacities in his 10 years with TPG. Entering the company as Director of Capital Markets, he worked closely with the CFO in handling the company's $1.7B debt portfolio. In addition, Mr. Chadwick was responsible for the acquisition of 400 apartment units and the development of a Rhode Island coastal subdivision.

Prior to joining The Procaccianti Group in 2007, Mr. Chadwick was Vice President of TriSail Capital Corporation (a wholly owned subsidiary of Bank of America) where he was responsible for underwriting, closing, and asset management of highly structured mezzanine and participating debt transactions across all real estate property types nationwide. During his time at TriSail, Mr. Chadwick worked closely with originators to structure more than $2B in real estate loans. In addition, Mr. Chadwick was responsible for developing portfolio management strategies as well as investor reporting tools for TriSail’s investor funds. Prior to joining TriSail, Mr. Chadwick spent three years as an underwriter with Berkshire Mortgage Finance where he underwrote and closed more than $200MM in first mortgage multifamily loans under Fannie Mae and Freddie Mac’s lending programs.


Chuck Cummiskey, Originator

Chuck Cummiskey has been working in the real estate profession for practically his whole life. His roots go as far back as rental turnover and house maintenance for summer rentals as a child. Early in his career he managed a 100 unit summer cottage resort and saw a need in the market for competent and hands on managers. As the demand for sales, rentals, and property management grew, so did Chuck’s involvement in each. Over the last 20 years he has been responsible for hundreds of transactions in residential and commercial sales, leasing, and property management. He has had his brokers’ license for the last 10 years and ran his own agency before coming to TPG Residential two years ago. During the last two years with TPG Brokerage Chuck has been responsible for purchasing, renovated, and leasing 60 residential houses that make up one of our TPG Portfolios. He also stays active in the sale space and maintains relationships throughout Rhode Island with buyers, sellers and other agents. His years of first-hand experience make him a valuable asset to the team.


Scott Haber, Originator

Scott has been in the real estate business for 23 years. Scott started in commercial real estate in 1992 under the direct tutelage of the president of a prominent Hartford firm. In his 9 years there, he was recognized as a Colliers International award winner for top performance before Leaving to start his own full service real estate firm. He has completed over $200M in transaction volume in his career. Prior to the real estate business, Scott basically grew up in his father’s construction company gaining hands on experience to all the trades.

Since joining TPG, Scott has grown the Connecticut portfolio 10 fold. As regional director, he is in charge of Acquisitions, project management and construction, portfolio management, property management, leasing/sales and disposition. He also runs TPG Brokerage for the state of Connecticut.

  

Finance


Andrew P. Meservey, CPA, Corporate Controller

Mr. Meservey is responsible for TPG’s accounting operations which includes the production of periodic financial reports, maintenance of TPG’s advanced system of accounting records comprehensive controls and budgets designed to mitigate risk, enhance the accuracy of the company's reported financial results, and ensure that reported results comply with generally accepted accounting principles and financial reporting standards.

Prior to joining TPG in 2011 as Corporate Controller, Mr. Meservey served as controller at Ross-Simons, Inc. a Jewelry and Home Goods Retailer. At Ross-Simons Mr. Meservey was responsible for all financial aspects of the business, supervising a software conversion to integrate the company’s three distribution channels with inventory and accounting.

Mr. Meservey was the Controller at McCabe and Associates, an international Software Developer from 2004-2005. Mr. Meservey installed the accounting function, negotiated contracts and consolidated operations to increase profitability. Prior to joining McCabe and Associates, Mr. Meservey spent four years at George B. Jones and Company PC, currently Dixon-Hughes-Goodman an accounting, tax, and consulting partnership concentrating in the Automotive Industry.

Mr. Meservey earned a Bachelor’s Degree from the University of Rhode Island in Business Administration and a Master’s Degree from Bryant University in Business Administration with a concentration in Accounting.

 

Servicing


Pauline L Sionni- Controller – Loan Servicing

Ms. Sionni is responsible for the administration of all accounting and information processing of lending activities for Emerald Capital, LLC.

Prior to joining Procaccianti Companies (Emerald Capital’s parent company) in 2004, Pauline worked as a Controller for the Village Retirement Communities., which owned and operated ten retirement communities in Rhode Island and Massachusetts. Ms. Sionni also work in the Commercial Truck industry for five years as a Financial Business Manager arranging financing for Rhode Island Companies, State of Rhode and several Town Municipalities.

Pauline earned her Bachelors of Science degree in Accounting for Johnson and Wales University.

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